Total Candor Financial Advisor review services
“Helping investors review their financial advisor relationships, because liking your financial advisor isn’t enough”
It’s complicated!
Investments and insurance can be complicated and finding unbiased information can be difficult. The commission and fee-based structures of financial advisors can create conflicts of interest which work against your best interests. I’m paid an hourly rate to help you navigate these hidden conflicts of interest. I do not want to manage your money or sell you financial products. Like an accountant or attorney, 100% of my income from client engagements comes from the hourly services I provide. My goal is to find you savings to repay what you spend to hire me many times over.
Torey D. Jacobs MBA, CFP®
Chief Review Officer and Owner
Torey holds a BSBA in accounting and a master's in business administration from Drake University in Des Moines, Iowa. He also holds CFP®, CLU®, and ChFC® designations.
He has a career in the financial services industry spanning more than three decades with the last two plus decades working directly with financial advisors and the clients of those financial advisors on protection, tax, and general financial planning related topics.
Most importantly, he believes that a “good” financial advisor is a key to financial success, but most people dislike the “selling process” they employ. The financial services industry has created a mine field of conflicts of interest that the great majority of people cannot navigate effectively without help. Effective navigation of these conflicts of interest means you get to keep more of your hard-earned money. After all it is your money!
He resides in Colorado but works with people across the country.
Mission Statement
To provide cost-conscious investors comprehensive financial planning advice free from the sales-based conflicts of interest that exist in the mainstream financial services industry.
Services Offered
Financial Advisor Review
If you have an existing relationship with a financial advisor, let’s discreetly analyze that relationship
Financial Advisor Introduction
If you don’t know any financial advisors, let me help you with the selection of that advisor
Financial Transaction Review
Especially as it pertains to permanent life insurance and annuities, let’s give those past or proposed transactions a closer look
You don’t know what you don’t know. I can help you sift through all your financial concerns without “the fear of being sold.” I don’t want to manage your money and I won’t sell you any financial products. You’re paying me for my time, that’s it!
The questions people ask
- Can I manage my own finances without the help of an advisor?
- The fee my financial advisor is charging me seems high, is it?
- Am I the only one who feels I should get more considering what I pay?
- What financial planning conversations do I need to have beyond investment management?
- Is this insurance policy or annuity a good investment?
- My advisor said ____, is that true?
- Do I need a trust?
- How should we address healthcare planning in retirement?
- What does a good financial advisor look like?
- What purchases from a financial advisor should be closely scrutinized?
- Are taxes something I need to be more concerned about?
- I just received a lump sum of money, how do I get connected to good advice on investment products?
- I’ve got an aging parent and need to review their financial circumstances, can you help me get them organized for the next stage in their life?
Who can I help?
Anyone who is skeptical about the financial advice they are receiving from mainstream financial institutions and are willing to pay an experienced financial consultant an hourly rate to explore their concerns further.
Where to Start?
First 20 minute consultation is free. Contact me to learn more.
Phone Number:
(303)434-2683
Email Address:
proton.me is an encrypted email service I utilize to protect your information